Every situation following a disaster is unique and Accurate Adjusters & Fire Restoration, Inc. operates with such in mind. To help you REBUILD and RECOVER.

Claims Adjusting Services – Preparation, negotiation and settlement of insurance claims. During this process, Accurate Adjusters & Fire Restoration, Inc. oversees the management of the “Settlement Procedure” which involves the preparation, negotiation and settlement of all claims covered under the insurance policy. Before concluding any settlement, Accurate Adjusters & Fire Restoration, Inc., reviews the policy to confirm that all claims have been maximized. There are numerous clauses within a policy, which can increase the recoverable amount.

Before Enlisting Our Services, You Should Know This, there are three types of Adjusters! Only One type works for the property owner, The Public Adjuster.

Illinois property insurance policies obligate the insured to present a claim to his or her insurance for consideration. There are three types of pro adjusters that could be involved in that process. The definitions of the types are as follows:

(A) “Company Adjusters” mean the insurance adjusters who are employees of an insurance company. They represent the interest of the insurance company and are paid by the insurance company. They will not charge you a fee.

(B) “Independent Adjuster” mean the insurance adjusters who are hired on a contract basis by an insurance company to represent the insurance company interest in settlement of the claim. They are paid by your insurance company. They will not charge you a fee.

(C) “Public Adjuster” (Accurate Adjusters & Fire Restoration, Inc.) means the insurance adjusters who do not work for any insurance company. They work for YOU, the Insured. Public Adjusters, such as Accurate Adjusters & Fire Restoration, Inc. ADJUSTERS assist in the preparation, presentation and settlement of the claim. The insured hires Accurate Adjusters & Fire Restoration, Inc. by signing a contract agreeing to pay us a fee or commission based on a percentage of the settlement, or other method of compensation. Accurate Adjusters & Fire Restoration, Inc. ADJUSTER gives you the advantage and peace of mind you need. They are obligated to you the property owner only, NOT the insurance company.

Public Insurance Adjusters Know The Insurance Process Inside And Out We minimize the problems and frustration that come with preparing, documenting, negotiating and finalizing insurance claims. Your experts at Accurate Adjusters & Fire Restoration, Inc., will file all your pertinent paperwork with the insurance company, arrange for the inspections of your damaged property and then negotiate the maximum settlement rightfully due to you.

If we feel that the insurance company has failed to respond appropriately and pay the correct value of the loss, we advise you of your rights and stay with you until the end. This normally means a demand for appraisal where we and the insurance company agree to an umpire to resolve the situation. This benefits you and keeps the matter from being tied up in court for years.

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